As a real estate broker, one of the most valuable things I can offer my clients is access to trusted lending partners and innovative financing options that make buying a home more attainable. That is why I am excited to highlight two loan products from A and N Mortgage that I have seen make a real difference for buyers in Chicagoland.
Cook County Down Payment Assistance
If you are buying a home in Cook County, A and N’s Down Payment Assistance Program may be a game changer. Whether you are a first-time buyer or need a little help to make the numbers work, this loan program offers up to 5% of your first loan amount (up to $25,000) to help cover your down payment, closing costs or buy down your interest rate.
A few standout details:
- 0% interest for 5 years, with prorated forgiveness
- Can be paired with conventional or FHA loans
- Can refinance within the 5 year term
- Available for 1–2 unit primary residences
- No first-time buyer requirement
This product is ideal for buyers who have steady income and good credit, but may not have had time to build up a big savings cushion.
A and N Cash Offer Programs
In competitive markets cash is king! That is why A and N’s Cash Offer Programs are such exciting tools for buyers, especially those who want to compete with investors or win in multiple-offer situations. These programs allow qualified buyers to present cash-backed offers with options including:
- Reserve: Buy with cash now, refinance into a permanent mortgage loan later
Flex: A cash-backed guarantee in case financing is delayed - Rescue: A last-minute solution if financing falls through
Even if you’re using traditional financing, these options give you the confidence and credibility of a cash buyer, which can make all the difference in getting your offer accepted.
Whether you are buying your first condo or upgrading to a forever home, having the right lending tools gives you more control and confidence. If you are wondering whether you may qualify, please reach out and I am happy to make an introduction to my good friends at A and N.
